These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly
excluded by their own terms and conditions), and Kerie Hammatt, the owner and operator of this Website. Please read
these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.
In these terms and conditions, User or Users means any third party that accesses the Website and is not either (i) employed by Kerie Hammatt and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Kerie Hammatt and accessing the Website in connection with the provision of such services.
You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.

Intellectual property and acceptable use

  1. All Content included on the Website, unless uploaded by Users, is the property of Kerie Hammatt, our affiliates or
    other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video,
    software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users.
    By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission
  2. You may, for your own personal, non-commercial use only, do the following: retrieve, display and view the Content on a computer screen download and store the Content in electronic form on a disk (but not on any server or other storage device connected to a network) print one copy of the Content
  3. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of Kerie Hammatt.
    Prohibited use
  4. You may not use the Website for any of the following purposes:
    in any way which causes, or may cause, damage to the Website or interferes with any other person’s use or
    enjoyment of the Website;
    in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in
    breach of any applicable law, regulation, governmental order;
    making, transmitting or storing electronic copies of Content protected by copyright without the permission of the
    Links to other websites
  5. This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Kerie
    Hammatt or that of our affiliates.
  6. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or
    damage arising out of the use of them.
  7. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of
  8. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of
    those in control of them.
    Privacy Policy and Cookies Policy
  9. Use of the Website is also governed by our Privacy Policy and Cookies Policy, which are incorporated into these terms
    and conditions by this reference. To view the Privacy Policy and Cookies Policy, please click on the following: and .
    Availability of the Website and disclaimers
  10. Any online facilities, tools, services or information that Kerie Hammatt makes available through the Website (the
    Service) is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects
    and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for
    a particular purpose, accuracy of information, compatibility and satisfactory quality. Kerie Hammatt is under no
    obligation to update information on the Website.
  11. Whilst Kerie Hammatt uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and
    other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security,
    that of their personal details and their computers.
  12. Kerie Hammatt accepts no liability for any disruption or non-availability of the Website.
  13. Kerie Hammatt reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but
    not limited to, any products and/or services available. These terms and conditions shall continue to apply to any
    modified version of the Website unless it is expressly stated otherwise.
    Limitation of liability
  14. Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury
    resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent
    misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable
  15. We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.
  16. To the maximum extent permitted by law, Kerie Hammatt accepts no liability for any of the following:
    any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or
    commercial opportunities;
    loss or corruption of any data, database or software;
    any special, indirect or consequential loss or damage.
  17. You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our
    rights under these terms and conditions where we reasonably believe your rights will not be affected.
  18. These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from
    the date of publication. Users should check the terms and conditions regularly to ensure familiarity with the then
    current version.
  19. These terms and conditions together with the Privacy Policy and Cookies Policy contain the whole agreement
    between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that
    might have taken place in relation to the terms and conditions.
  20. The Contracts (Rights of Third Parties) Act 1999 shall not apply to these terms and conditions and no third party will
    have any right to enforce or rely on any provision of these terms and conditions.
  21. If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is
    invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted,
    and the validity and enforceability of the other provisions of these terms and conditions will not be affected.
  22. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a
    waiver of that, or any other, right or remedy.
  23. This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes
    arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction
    of the English and Welsh courts.
    Kerie Hammatt details
  24. Kerie Hammatt of 4 Kiln Field, Brentwood, Essex, CM15 0PH operates the Website
    You can contact Kerie Hammatt by email on
  25. These terms and conditions were created using a document from Rocket Lawyer (